FACTS

Result:1 - Frequently Asked Question Does The Mortgage Centre release my information to third-parties? In order to process your request, the financial institutions or service providers we work with will need certain information about you. We ensure your information is transmitted over a secure data stream and is housed on a secure server. Your non-public information is not sold or released to any third-party marketing companies, nor is it used for any other purposes other than the services you request. Result:2 - Frequently Asked Question . Do you do pre-qualifying mortgages? Yes -- And, there is no cost or obligation to get pre-approved. Result:3 - Frequently Asked Question What is The Mortgage Centre's phone number? Telephone: 1-416-777-1200  or Toll Free 1-877-927-4968 Result:4 - Frequently Asked Question What is your email address? info@CanadaHomeTrust.com Result:5 - Frequently Asked Question Do you have to own a home in order to get a debt consolidation loan? Yes Result:6 - Frequently Asked Question Confidentiality? All our clients' information is held in the strictest confidence.  We are bound by our code of ethics to never release any information to anyone. Result:7 - Frequently Asked Question What is the difference between Co-signer and a Guarantor? A Co-signer is placed on the mortgage and is registered on the title. A Guarantor signs a document that personally guarantees the mortgage. Most banks will do both. Some banks prefer that co-signer live on the property. Result:8 - Frequently Asked Question Where in Canada do you lend? Everywhere -- The Mortgage Centre is a National company. Result:9 - Frequently Asked Question What is the current prime rate? You'll find the answer on our variable-rate mortgage page! Result:10 - Frequently Asked Question Where is The Mortgage Centre located? Our head office is in Toronto, Ontario Result:11 - Frequently Asked Question What is required to obtain a first mortgage? For additional information click here. Result:12 - Frequently Asked Question Do you finance rental property? Yes Result:13 - Frequently Asked Question Do you offer commercial mortgages? Yes Result:14 - Frequently Asked Question How does debt consolidation work? For additional information click here. Result:15 - Frequently Asked Question Is there a benefit with going to a bi-weekly mortgage payment? Yes -- If you pay your mortgage every two weeks, you will gain the equivalent of one extra monthly mortgage payment a year; thus allowing you to pay off your mortgage faster. Result:16 - Frequently Asked Question Is it possible to get a mortgage through The Mortgage Centre, even though at this time I am not a Canadian resident? Yes -- Some conditions do apply (i.e., minimum 25% down, good credit). Result:17 - Frequently Asked Question Do I need mortgage life insurance? No. The only insurance banks can legally force you to get is fire insurance. Mortgage life insurance only covers the remaining balance of your mortgage. The Mortgage Centre recommends that you purchase normal term life insurance with a loss payout that will cover the current value of you home, not just the balance of your mortgage. Result:18 - Frequently Asked Question How long does it usually take to receive a reply? Usually within two hours & never more then 2 business days -- If you haven't heard from us by then please call 416-777-1200